๐ฐ Finance Tools
Loan, interest, percentage and discount calculators ยท 32 tools
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Percentage CalculatorFree percentage calculator: find X% of a number, what percent one number is of another, percentage increase or decrease, and add or subtract a percentage.๐ฆLoan CalculatorFree loan and mortgage calculator: monthly payment and total interest for equal-payment (amortizing), equal-principal and interest-only loans, with a full amortization schedule.๐Stock Average CalculatorFree stock average calculator: find your new average cost per share after buying more, see profit and loss at the current price, and how many shares you need to reach a target average.๐ฑCompound Interest CalculatorFree compound interest calculator with monthly contributions: see how your savings or investments grow year by year, with a chart, a yearly table and the Rule of 72.๐งพVAT CalculatorAdd VAT to a net price or remove VAT from a gross price at any rate (20%, 15%, 10%, 5%โฆ). Net, tax and gross at once, plus a line-item calculator for quotes and invoices.๐ท๏ธDiscount CalculatorWork out the sale price after a percentage off, the discount percentage from two prices, stacked discounts like 20% + extra 10%, and the real price per item in BOGO deals.๐ฑCurrency ConverterFree currency converter with daily mid-market exchange rates. Convert US dollars to euros, pounds, yen, pesos and 20+ other currencies instantly.๐ปBill SplitterSplit a bill evenly, round each share up, adjust for people who pay less or more, and settle group expenses with the fewest payments.๐Tip CalculatorFree tip calculator: enter the bill, choose 15%, 18%, 20% or a custom tip and split it between any number of people. Handles sales tax and rounding up.โณHourly to Salary ConverterFree hourly to salary calculator: convert an hourly wage to daily, weekly, monthly and annual pay (and back) using your hours per day, days per week and weeks per year.๐ฏSavings Goal CalculatorFree savings goal calculator: find the monthly deposit needed to reach a target by a date, or how long it takes to reach your goal with a fixed monthly saving, with interest.๐๏ธRetirement CalculatorFree retirement calculator: find your retirement nest egg and how much to save each month, with inflation, investment returns before and after retirement, Social Security and the 4% rule.๐APR to APY CalculatorFree APR to APY calculator: convert a nominal annual rate to the effective annual rate (APY/EAR) for any compounding frequency, convert APY back to APR, and annual to monthly rates.โ๏ธDebt Payoff CalculatorFree debt payoff calculator for multiple debts: enter balances, APRs and minimum payments plus your monthly budget to compare the debt snowball and avalanche methods, payoff date and total interest.๐Inflation CalculatorFree inflation calculator: see what todayโs money will be worth in the future, how much you will need to keep the same purchasing power, and the present value of a future amount, year by year.๐CAGR CalculatorFree CAGR calculator: find the compound annual growth rate and total ROI of an investment from its beginning value, ending value and number of years or dates โ plus a year-by-year table and future value at a target CAGR.๐งฎMargin CalculatorFree profit margin calculator: get gross margin, markup and profit from cost and price, or the selling price for a target margin or markup. Optional sales tax on top.โ๏ธBreak-Even CalculatorFree break-even calculator: enter fixed costs, variable cost per unit and price to get the break-even point in units and revenue, contribution margin, and the units needed for a target profit.๐Car Loan CalculatorFree auto loan calculator: monthly car payment, total interest and total cost from vehicle price, down payment, trade-in, sales tax, APR and term โ compare 36, 48, 60 and 72 months.๐กHome Affordability CalculatorFree home affordability calculator: find the maximum home price and mortgage you can afford from your income, monthly debts, down payment, rate, property tax and insurance using the 28/36 rule.๐ Mortgage CalculatorFree mortgage calculator: monthly PITI payment with property tax, homeowners insurance, PMI and HOA, total interest and a yearly amortization schedule for 15- and 30-year fixed loans.๐ต US Paycheck Calculator 2026Free 2026 paycheck calculator: enter your salary or hourly wage to see take-home pay per paycheck after federal income tax, Social Security, Medicare and state income tax, with 401(k), HSA and pre-tax health premiums.๐ท UK Take-Home Pay Calculator 2026/27Work out your take-home pay for the 2026/27 tax year: income tax (England, Wales, NI or Scotland), National Insurance, workplace pension (relief at source, net pay or salary sacrifice) and student loan Plans 1, 2, 4, 5 and Postgraduate. Yearly, monthly and weekly figures.๐ฆ Australia Pay Calculator 2026โ27Work out your Australian take-home pay for 2026โ27 with the new 15% tax rate: income tax, low income tax offset, Medicare levy, HELP/study loan repayments and 12% super. Yearly, monthly, fortnightly and weekly pay from an annual salary or hourly rate.๐ Canada Take-Home Pay Calculator 2026Calculate your 2026 take-home pay in any Canadian province or territory (except Quebec): federal and provincial income tax, CPP, CPP2 and EI, with net pay per year, month and two weeks plus your average and marginal tax rate.๐ก UK Stamp Duty Calculator (SDLT) 2026Work out Stamp Duty Land Tax on a home in England or Northern Ireland at the rates in force since 1 April 2025: first-time buyer relief, moving home, the 5% surcharge on additional properties and the 2% non-UK resident surcharge, with a band-by-band breakdown.๐ฅ NZ Pay Calculator 2026โ27Work out your New Zealand take-home pay for the 2026โ27 tax year: PAYE income tax, ACC earners' levy (1.75%), KiwiSaver at the new 3.5% default rate, student loan repayments and the independent earner tax credit. Yearly, monthly, fortnightly and weekly pay.๐งพ Hong Kong Salaries Tax Calculator 2025/26Work out your Hong Kong salaries tax for 2025/26 with the IRD progressive and two-tier standard rates, the 100% tax reduction capped at $3,000, MPF deduction up to $18,000, child and dependent parent allowances โ plus your 2026/27 provisional tax and total tax bill.๐งพInvoice GeneratorCreate a professional invoice or estimate online: add your logo, line items, tax and discounts, then download a PDF or print. Free, no sign-up, nothing uploaded.๐ฆFinancial Calculator (TVM)Free online financial calculator that works like a BA II Plus or HP 12C: enter four of N, I/Y, PV, PMT and FV and solve for the fifth, with END/BEGIN mode and an amortization summary.๐NPV & IRR CalculatorFree NPV and IRR calculator: enter an initial investment and yearly cash flows to get net present value, internal rate of return, MIRR, profitability index and (discounted) payback period, with a year-by-year table.๐Electricity Cost CalculatorFree electricity cost calculator: enter each appliance's wattage and hours of use to see kWh and the cost per day, month and year at your own rate per kWh.